Alternative Data & Enrichment Module for Buy Now Pay Later.
Konan's Alternative Data and Enrichment Module provides cutting-edge solutions tailored for BNPL players & lenders to enhance fraud detection and credit assessment. By integrating various data sources, we enable financial institutions to build comprehensive and robust analytical models, improving accuracy in decision-making processes.
Fraud Detection.
Utilizes alternative data sources and predefined rules to employ advanced techniques to identify and address fraudulent activities.
Credit Risk Assessment.
Leverages alternative data sources and pre-built models to enrich and enhance the predictive power of your credit scoring engines.
Device Data: Seamless mobile SDK integration enables the collection of user consent-driven data including device specifications, SMS, call log, contact list, geo-location, installed apps etc. on both meta and non-meta levels.
Third-Party Data Integration: Tap into robust third party integrations for digital data enrichment and AML Lists. Easily integrate with Credit Bureaus, external data partners including Telcos or fintechs, as well as internal systems.
Digital Footprint: Utilize device, email, social profiles, IP data and more for deeper identity verifications.
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Document Analysis: SDK and API enabled integrations with inhouse algorithms to read and extract key information from documents as well as predict fraud and document tampering on select documents. This also includes EKYC for onboarding.
Behavioral Data Analysis: Monitors user actions within the app or when filling forms to detect potential fraud through advanced metrics. This includes velocity related features like time spent on tasks as well as hesitation on entry submissions.
Features & Benefits of Using the ADEM Module.
Predefined & Customizable Rules
Easily combine rules with AI via a user-friendly interface for quick adaptation to diverse risk scenarios.
Pretrained
Models
Access to models trained on similar datasets for quicker and more accurate fraud detection and credit scoring.
AI-Based
Dashboards
Advanced dashboards that provide real-time insights and suggest improvements based on ongoing data analysis.